Dropped a small birthday bag into the group chat. Everyone used the same link and PIN, then claimed with their phone number.
Bh
Birthday host
Group chat
SOCIAL CASH GIFTS
Stop collecting account numbers in your DMs.
Fund one Goodiebag and everyone claims their own share, straight into their bank. No account numbers, no app to download. One link. One PIN. Everybody paid.
No app needed
Claim with phone number
Fast bank payout
Secured by Paystack
Share anywhere
That moment is the whole product.
The link and PIN land in the group chat, livestream, or community. The fastest fingers open their bags first, and every payout goes to the claimer's own account.
Link + PIN, no app download
Try the Telegram bot
01Fund it once
Pick the total amount and how many people share it. Pay securely through Paystack before the link goes live.
Secured by Paystack
02Share one link
Post the claim link and PIN in your group chat, community channel, or live stream. That is the whole job.
03They claim
Each person enters the PIN and their phone number. Money goes to their own account in minutes while you watch the claims roll in.
The more you give, the more you grow
Every claim grows your circle.
When people claim from your bag and later drop their own, you earn points automatically. No extra step, no link to chase. The more you share, the bigger your circle gets.
See how it worksUse Goodiebag for
Cash drops for the places people already gather.
Creator giveaways
Hit a milestone? Reveal the PIN on your live and watch the chat race to claim while you stream the feed.
Explore
Group cash drops
Family chat, staff team, or class group. One bag, and everyone claims their own share without sending you a thing.
Explore
Public giveaways
Run a real cash promo without a single account number landing in your DMs.
Explore
Festive drops
Sallah, Christmas, New Year. One link covers the whole celebration, from the village group to the diaspora chat.
Explore
Birthdays
“First 15 people chop.” Watch the birthday group chat move faster than it has all year.
Explore
Staff appreciation
Thank 30 people in about 2 minutes. Each person claims directly, no payroll spreadsheet required.
Explore
How the money moves
We never hold your money.
Goodiebag is a pass-through. There is no wallet, no stored balance, and no withdrawal step. Money you fund either reaches a claimer or comes back to you.
You fund
You pay through Paystack checkout. Goodiebag confirms the payment before any link goes live.
They claim
Each recipient enters the PIN and their phone number. The transfer fires immediately to their OPay, PalmPay, or Moniepoint account.
Leftovers return
When the bag expires (1 to 24 hours), unclaimed slots are queued for refund through Paystack.
The full cost, no surprises
| Platform fee | 3% of the bag, capped at ₦3,000 |
| Per recipient | ₦20 fulfilment fee |
| Claiming | Free for recipients |
| Stamp duty | ₦50 on payouts of ₦10,000 or more, set by government, paid by the recipient |
Goodiebag moments you can create
Built for the cash gifts people already send.
A Goodiebag keeps the fun of a group giveaway, without asking everyone to send account details first.
Shared money with cousins at once instead of sending separate transfers one by one.
Fa
Family admin
Family group
Sent appreciation money to a small team and let everyone claim their own share from the link.
Tl
Team lead
Staff appreciation
Dropped a small birthday bag into the group chat. Everyone used the same link and PIN, then claimed with their phone number.
Bh
Birthday host
Group chat
Shared money with cousins at once instead of sending separate transfers one by one.
Fa
Family admin
Family group
Sent appreciation money to a small team and let everyone claim their own share from the link.
Tl
Team lead
Staff appreciation
Ran a quick cash drop after a livestream without collecting account numbers in DMs.
C
Creator
Live audience
Used a Lucky Split so the giveaway felt playful, but every claim still went straight to a phone-linked bank.
Cl
Community lead
Public giveaway
Kept the drop private with a PIN, then watched the claims come in while the chat was still active.
Go
Group organizer
Private drop
Ran a quick cash drop after a livestream without collecting account numbers in DMs.
C
Creator
Live audience
Used a Lucky Split so the giveaway felt playful, but every claim still went straight to a phone-linked bank.
Cl
Community lead
Public giveaway
Kept the drop private with a PIN, then watched the claims come in while the chat was still active.
Go
Group organizer
Private drop
What to know before you drop
Honest about what can go wrong.
Recipient needs a supported fintech bank
Only OPay, PalmPay, and Moniepoint are supported for claim payouts. If your recipient has none of these, they cannot receive the transfer. Check before you drop.
View supported banksWrong phone number means no payout
The phone number must match the recipient's OPay, PalmPay, or Moniepoint account. A wrong number will fail, and the bag slot may be lost. Always double-check before claiming.
Unclaimed funds are refunded after expiry
Goodiebags expire after the sender's chosen duration (1 to 24 hours). Slots that remain unclaimed are normally refunded after expiry, subject to Paystack processing. Refund timing may vary.
See refund detailsStamp duty on larger claim payouts
If an individual claim payout reaches NGN 10,000 or more, a statutory NGN 50 stamp duty is borne by the recipient. This is a government-mandated charge, not a Goodiebag fee.
See fee breakdownRead the full safety guide for more details on fraud prevention, PIN protection, and pass-through architecture.
Common questions
Quick answers about cash drops.
Do I need to download an app to claim a Goodiebag?
No. Claims happen in a browser. Open the link, enter the PIN, confirm your phone-linked fintech bank details, and submit. No app store visit required.
How fast does the payout arrive after claiming?
Payouts are processed through Paystack immediately after a successful claim. Most recipients see the money in their OPay, PalmPay, or Moniepoint account within minutes. Timing can vary based on the payment partner and the recipient bank.
Can I create a Goodiebag without signing up?
Yes. The create flow guides you through funding the bag and entering recipient details. You provide an email to receive the link and PIN. A sender account is created automatically.
Why don't you hold balances?
Goodiebag is built as a pass-through. Money moves from your Paystack payment directly to each claimer's bank account, with no wallet in between. That means there is nothing to withdraw, nothing sitting in an account you have to trust us with, and unclaimed funds are refunded after the bag expires.
What is the difference between Lucky Split and Equal Split?
Equal Split gives every recipient the same amount. Lucky Split randomises the amounts so some people get more than others. Both distribute the total you fund.Read about Lucky vs Equal Split
Ready to drop your first bag?
Fund it once, share one link and PIN, and let your group claim straight to their own accounts. No app, no account numbers in your DMs.